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Homeowner Funding’s Privacy Policy

The following discloses our information gathering and dissemination practices for Homeowner Funding website.

The Information We Collect

When you browse any Homeowner Funding web site, you do so anonymously. On some HOMEOWNER FUNDING web site pages, you are able to vote in polls or otherwise express an opinion, join one of our email clubs, or participate in one of our online forums or communities. In connection with such activities, we may request that you voluntarily supply us with personally identifiable information. The types of personally identifiable information that may be collected at these pages include: name, address, zip code, e-mail address, telephone number, fax number, gender, birth date and information about your interests in and use of various products, programs, and services.

At certain parts of some of HOMEOWNER FUNDING web sites, only persons who provide us with the requested personally identifiable information will be able to participate in programs and services or otherwise participate in the site’s activities and offerings. We may create and provide email club members access to certain data online through which members may change, update or add additional information about themselves online through the HOMEOWNER FUNDING sites.

We also may collect certain non-personally identifiable information when you visit many of our web pages such as the type of browser you are using (e.g., Firefox or Internet Explorer), the type of operating system you are using, (e.g., Windows XP or Mac OS), the domain name of your Internet service provider (e.g., America Online or Comcast) and the search engine from which you were directed (e.g., Google or Yahoo).

How We Use the Information

If you provide us with your e-mail address, or have done so in the past, we may send you e-mail updates, surveys, newsletters or other types of contacts. These are based on information you provided in your application, registration forms, in surveys, from information that you have provided. If you have signed up to receive our e-mails and prefer not to receive marketing information from this site, follow the “unsubscribe” instructions provided on any marketing e-mail you receive from this site.

We sometimes use this information to communicate with you, such as to notify you when you have an upcoming appointment, to fulfill a request by you for program information, or to contact you about your account with us.

We also use information generally to compile statistical and user profile data, to perform research using the compiled data including disclosure of user information to research firms retained by HOMEOWNER FUNDING or its affiliated companies, to keep in contact with users and provide them with a better experience. We may use your information specifically for the following purposes: to provide easy access every time you return to the site without requiring re-entry of registration information; to keep you informed about products and services in which you may have interest; to complete business transactions; to allow you to make a review posting on the site; to administer individual accounts; to provide customer support; to meet legal requirements; to provide Internet security; and/or to analyze the collected information and use this data for contacts by research firms.

We work closely with our business partners and certain other third parties who may perform functions on our behalf, such as fulfilling orders, providing promotional materials to our users, sending e-mail, managing data, or providing customer service. They have access to your personal information only to the extent necessary to perform their functions and may not use it for any other purpose.

Further, these business partners and other third parties may from time to time wish to extend special offers to you on their own behalf. We may use your personal information to assist our business partners in offering you these products, services and information, either directly or as an intermediary (e.g., sending you an e-mail on their behalf).

Notwithstanding any provision of this Privacy Policy to the contrary, to the extent you provide your information in connection with our ecommerce initiatives, we will not sell or rent such information to any third party unless you otherwise specifically consent.

Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that personally identifiable information that we collect will never be disclosed in a manner that is inconsistent with this Privacy Policy.

The data you provide is used to enhance the services we offer. As a result of providing personal information, HOMEOWNER FUNDING can provide a more customized online experience, making your interaction with us more productive, helpful and easy. You can also expect to receive occasional communications targeted directly toward your account.

Finally, We may disclose personally identifiable information in response to legal process, for example, in response to a court order or a subpoena. We also may disclose such information in response to a law enforcement agency’s request, or where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms of use, or as otherwise required by law. In addition, we may transfer information about you if we are acquired by or merged with another company.

Cookies & Web Beacons

To enhance your experience with our sites, many of our web pages use “cookies.” Cookies are text files we place in your computer’s browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at one of our sites. Once you choose to furnish the site with personally identifiable information, however, this information may be linked to the data stored in the cookie.

We use cookies to understand site usage and to improve the content and offerings on our sites. For example, we may use cookies to personalize your experience at our web pages (e.g., to recognize you by name when you return to our site) and save your password in password-protected areas. We also may use cookies to offer you products, programs or services.

“Web beacons” or clear .gifs are small pieces of code placed on a web page to monitor the behavior and collect data about the visitors viewing a web page. For example, web beacons can be used to count the users who visit a web page or to deliver a cookie to the browser of a visitor viewing that page. We may use web beacons on this site from time to time for this and other purposes.

Collection of Information by Third-Party Sites, Ad Servers, and Sponsors

Some of HOMEOWNER FUNDING’s web site pages contain links to other sites whose information practices may be different than ours. Visitors should consult the other sites’ privacy policies as HOMEOWNER FUNDING has no control over information that is submitted to, or collected by, these third parties.

The following only applies to California residents:

HOMEOWNER FUNDING may from time to time share your personal information with our subsidiaries, affiliates, sponsors, partners, advertisers or other third parties for their direct marketing purposes. If you do not want us to share your personal information with such third parties for their direct marketing purposes, please let us know by contacting us by email at privacy@entercom.com [For spam filtering purposes, only email with the subject line “HOMEOWNER FUNDING Privacy Request” will be read] or by mail at HOMEOWNER FUNDING c/o Communications Corp. Attn: Internet Privacy Manager., 1013 Wood St, Scranton, Pa 18508. We will process your opt-out request within 30 days of our receipt.

Note for Parents

HOMEOWNER FUNDING does not knowingly solicit data from children, and we will not knowingly market to children as our service programs are designed specifically for homeowners. HOMEOWNER FUNDING adheres to the Children’s Online Privacy Protection Act (“COPPA”). HOMEOWNER FUNDING’s websites are general audience websites which are not directed to children generally, including children under the age of 13. It is our policy to discard any information which is obtained from any child who is under the age of 13.

How to Contact Us

For instructions on how you can access the personally identifiable information that this HOMEOWNER FUNDING site has collected about you online, how to correct factual errors in such information, or if you have any questions or concerns about this Privacy Policy or its implementation you may contact us at:

Homeowner Funding
c/o Digital Director.
1013 Wood St
Scranton, Pa 18508
Attn: Internet Privacy Manager

Or via email at customerservice@hmeownerfunding.org [For spam filtering purposes, only email with the subject line “HOMEOWNER FUNDING Privacy Request” will be read]

Updates & Effective Date

From time to time, we may update this Privacy Policy. We encourage you to periodically check back and review this policy so that you always will know what information we collect, how we use it, and to whom we disclose it.